Facing various payment engines in the accountancy is a common occurrence for banks, financial agents and service-providers, which leads to their contractual and technical overloads, specially, during new partners’ on-boarding process. Precisely speaking, this complicates the IT-infrastructure and increases maintenance cost.

The complete high-tech solution with ProFIX!

We are glad to present The Universal Payment Hub (UPH) – a unified technological platform, which could be used for various business models, including Person2Person/Person2channels, information exchange and mutual settlements between buyers, service providers and financial intermediaries in such modes as:

– Cash-to-Account/Card
– Account/Card-to-Cash;
– Cash-to-Cash;
– Account-to-Account;
– Data-to-Data;
– Data-to-Financial Information;
– Financial Information-to-Data etc.

Where Financial Information might be any data related to financial operations (e.g. money, receipts, orders, commissions, loans, deposits etc.).

Universal Payment Hub platform is indispensable for setting up a partner network of cooperation, data exchange and online information processing between the Clients paying by cash for multiple merchandise and services (e.g. rendered by Internet trading companies), filling up credit cards, e-wallets, mobile phones, making money orders, and also between agent banks and banks of settlements. The platform permits a single bank to be both a bank of settlements and agent bank, render services of any complexity for different banks of settlements, and be operated through various sales channels (cash desks, kiosks, mobile/internet banking). UPH not only supplies additional services to a bank, but may also supply existing bank’s services to other participants/agents of UPH network.

Besides banks and commercial entities, the platform might be interesting for insurance companies, international payment systems, card processing centers, big companies and supermarkets, express mail companies, regional banks.

UPH benefits:

• No operating and maintenance expenses.
  • No any software installment required for UPH Members. Users and administrators connect to UPH via secure Internet connection (HTTPS) – web-interface.
• Enhance your business with the rapid implementation of new customer services.
  • UPH is a gateway to numerous services of international and local service providers
• Use UPH in the remote channels of the customer.
  • UPH can be integrated to self-service kiosks, mobile phones, online banking etc., as the universal web-service
• Act as a single point of entry to various helpful services:
  • Win new customers
  • Increase customer loyalty
  • Push cross-selling

UPH features

• Receiving, Collecting and Sending
  • Easily receive payment details from service provider, collect funds from end consumer and send payment information to service provider, confirming the completion of payment.
• Aggregation
  • Access various service providers via single interface
• Information clearing
  • UPH swiftly sorts and reconciles payments, making settlements of UPH members transparent and convenient.
• Reporting and data
  • Create reports of any complexity and export data to any accepted format. Individual customization is available.
• Connecting agents
  • Connect other businesses to your UPH network to multiply your income.
  • Fill in the Pool with services.
  • Add yours and your UPH network’s services to the UPH Pool.

How UPH works