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Wednesday, 02 January 2019 08:47

Payment Controls


Payment Controls

In 2016, SWIFT launched a Customer Security Program (CSP) to increase the security of the infrastructure associated with SWIFT and improve cyber risk management processes.

CSP is based on three actions: 1) customers must secure and protect their local SWIFT-related infrastructure; 2) to prevent and identify possible fraud in commercial relations with counterparties; 3) share information and be prepared for future cyber threats in collaboration with others.

As part of the Customer Security Program SWIFT offers new services, the sharing of which, together with the implementation of security controls, will provide the necessary measures to detect suspicious operations and fight against cybercrime:

  • Relationship Management Application (RMA) plays an important part in supporting communication between different financial institutions. The RMA is a SWIFT-mandated filter that enables financial institutions to define which counterparties can send them FIN messages. Any unwanted traffic is blocked at the sender level, reducing the operational risks associated with handling unwanted messages and providing a first line of defense against fraud.
  • Daily Validation Reports is a daily analytical report that allows SWIFT clients to analyze their transactional activities and determine potential risks in payments based on bank payment behavior patterns.
  • Payment Controls is a service for controlling SWIFT transactions that helps customers timely detect and prevent high-risk payments at the SWIFT network level (after the transaction has left the bank’s infrastructure) based on personal parameters and rules.

Payment Controls is an important part of SWIFT’s Customer Security Programme, a community-driven initiative that is enhancing cyber security for the global financial industry. The service helps to identify unusual behavior when making payments, even if the attackers damaged the system, database and log files.

Payment Controls combines real-time monitoring of payments received, blocking suspicious transactions and daily reporting of all SWIFT payments. It helps institutions detect and prevent high risk payments and mitigate business disruption, and financial losses in the event of back-office compromise.

Payment Controls monitors the payments you send and can block these in real time to prevent fraud. High risk and out of policy payments are alerted instantly, enabling you to act quickly to prevent losses.

Messages can be customized for different scenarios, for example:

  • Business calendars: Payments sent on non-business days or outside of normal business hours.
  • Threshold: Payments that are high risk or fall outside of business policy, based upon individual payment value or aggregate value/volume.
  • Profiles: Payment behavior that is uncharacteristic, based on past learned behavior.
  • New scenarios: Payments sent through or to new institutions, in new currencies or using previously unseen message type.
  • Account monitoring: Payments to/from high-risk beneficiary /originator customer accounts or payments to/from accounts that are not present on a subscriber-defined «accept list».
  • Badly formed messages: Payments that are preceded by elevated/ repetitive NACKs to the same beneficiary customer account.

You can configure any rule in one of three operational modes:

  • Manual review mode: The triggering payment message will be held in-network by the service and an alert will be generated for your review and investigation. You decide whether to abort the message or release it for delivery.
  • Alert-only mode: The triggering payment message will be delivered to your receiver without interruption, and an alert will be generated simultaneously. You can investigate this alert and undertake any necessary response and recovery actions.
  • Auto-action mode: The triggering payment message will be automatically aborted and an alert will be generated simultaneously.

Reporting is provided by two daily reports:

  • Validate activity: Quickly assess and validate inbound and outbound payment flows. Daily activity is aggregated by message type, currency, country and counterparty, enabling easy comparison with internal reports from core systems. Daily value and transaction references help you match individual transactions for more detailed validation.
  • Assess risk: Highlight large or unusual message flows that may indicate fraud risks. You can review new or unfamiliar counterparties or counterparty combinations, including nested activity. Transactions sent or received outside of user-defined business hours are highlighted.
    Payment Controls covers MT 103, MT 202, MT 202COV, MT 205, MT 205COV. * MT 101 is scheduled for implementation in 2019. Outgoing payments are processed for notifications. Both incoming and outgoing payments are processed for reporting.

SWIFT recognized Ukraine as a priority country in the fight against cybercrime and developed special subscription conditions for us. This means that Ukrainian banks will be able to enjoy the privileges of a reduced price when ordering a service for the next six months. In Ukraine, there is already the first bank that ordered Payment Controls.

Wednesday, 02 January 2019 08:47

Payment Controls

In 2016, SWIFT launched a Customer Security Program (CSP) to increase the security of the infrastructure associated with SWIFT and improve cyber risk management processes.

CSP is based on three actions: 1) customers must secure and protect their local SWIFT-related infrastructure; 2) to prevent and identify possible fraud in commercial relations with counterparties; 3) share information and be prepared for future cyber threats in collaboration with others.


We pay attention to SWIFT users in Ukraine to the fact that the first order of the Daily Validation Reports has been issued. This new service developed by SWIFT to counteract the negative effects of cyber attacks. We remind you that now there is a special price for Daily Validation Reports under the Agreement for the Ukrainian community.

If you want to know how the service works and are interested in demo show, contact SWIFT Division Sales Department: or call (044) 538-10-20.




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Неверный ввод

Date: October 20th, 2016

Venue: in Hyatt Regency Kyiv Hotel (Kyiv, Alla Tarasova str., 5)

With the support of American Chamber of Commerce in Ukraine, Canada-Ukraine Chamber of Commerce, Embassy of Israel in Ukraine

Dear colleagues & partners!

In continuation of our cooperation we invite you to the presentation of innovative FinTech UPH platform (Universal Payment Hub).

The financial services market is growing at a rapid pace designating new approaches to the modern business evolution. The usage of UPH platform opportunities will expand and grow businesses in the money transfer segment as well as in B2C, B2B and P2P highly demanded areas.

UPH project has been launched successfully in Ukraine this year. More than 20 banks and financial companies, including UniCredit and Intesa Sanpaolo international financial groups’ members, auspiciously partnered with us.

The event is addressed to financial and retail area Business Holders and/or their Managerial staff. We look forward to seeing you and your colleagues at our Presentation.

Participation in the event is free of charge. Please fill up the registration form. The Contact person in charge of participation and registration issues is Irina Krischenko (тел.: +38067 445 04 09).



Time Blocks Speaker
13:30 – 14:00 Registration and welcome coffee break  
14:00 – 14:10 Welcome from ProFIX

Gennadii Kublanovskyi

President, ProFIX Company

14:10 – 14:20 Address to the participants

Elizabeth Solovyov, 

First Secretary, Commercial Attache

Embassy of Israel in Ukraine

14:20 – 14:30 UPH: cutting edge approach to FinTech Sergii Burakov, Chief Commercial Officer, ProFIX Company
14:30 – 15:30 UPH – a platform for business development opportunities Volodymyr Volynchuk, UPH Project Lead
15:30 – 15:45 Traditional bank and technology partner – financial success Taras Kyrychenko, CEO of PRAVEX-BANK (Intesa Sanpaolo Group)
15:45 – 16:00 The experience of using UPH platform in UniCredit Bank Ukraine

Tamara Savoshchenko,

CEO of UniCredit Bank Ukraine

16:00 – 16:30 Coffee break  
16:30 – 16:50 Samples of building a business based on UPH Maksym Kubrovskyi, International Business Development Director
16:50 – 17:10 Financial and legal aspects of UPH Anna Isayenko, Head of Sales Department, ProFIX Company
17:10 – 17:30 Prospects for money transfer systems development Eugene Kochkin, CEO of ProFIX Company
17:30 – 20:00 Networking cocktail  

Over 120 members of the Ukrainian financial community come together to discuss standards, compliance and corporate access

The first SWIFT Business Forum in Kiev took place at the Fairmont Hotel on 19 May 2016.

Kyiv, May 19 2016.  The first SWIFT Business Forum organized by SWIFT and Association UKRSWIFT was held in Kyiv on 19 May 2016. During the event for participants and members of the SWIFT community the ProFIX Company, SWIFT Business Partner, has organized an exhibition platform SWIFTLab, which have been demonstrated SWIFT products and solutions.

Monday, 29 February 2016 09:15

About ProFIX

ProFIX is a top-ranked Company supplying IT solutions and associated high-standard services within the financial sector. Among our customers are 250+ banks and other financial service companies in 30 countries. We are the partners of the world-known companies: Microsoft, SWIFT, Oracle, IBM, MoneyGram International, Telesens, Linxdatacenter, Temenos, Smart Stream, IND, and many others.

Currently ProFIX operates in the following business areas:

  • Delivery of the full range of SWIFT’s products and services as well as integration with legacy systems
  • FinTech services: processing services and technological access to money transfer and other payments systems, mobile applications.
  • System integration for complex IT infrastructure of Tier 1-2 banks
  • Implementation of the World-class banking software and adaptation with local requirements.

The best proof of ProFIX reability and experience are the references from our clients

ProFIX key to success:

  • The accumulated 20 years’ experience and expertise in cutting edge technology implementation and  integration.
  • Constant products’ upgrade, improving adherence to regulatory requirements and client’s  needs.
  • Dedicated team of both - business and technology professionals, providing the exceptional  customer support with the robust background in financial area.
  • Multilingual support service meeting the highest quality standards.

Awards of excellence

  • SWIFT Business Partner for Armenia, Belarus, Georgia, Republic of Moldova and Ukraine
  • Certified Technological Partner of MoneyGram International
  • Microsoft Partner, Silver Application Development competence
  • IBM Business Partnership.



Oleg Ustimovich


Commercial Director

Eugene Kochkin


Chief Executive Officer

Gennady Kublanovsky



Nikolay Bulava


Business Development

Oleg Ustimovich


Chief Financial Officer